Home Purchase   Home Refinance   Home Equity   Debt Consolidation     Fixed Rate Mortgage   Adjustable Rate Mortgage   Government Loans   Commercial Loans     Rate Quote   Loan Calculator   Credit Reports   FAQ's   •   You will be well-served if you take a real estate professional with you on your first visit to the model home or developer. Your realtor will be able to find the right subdivision that meets your criteria for your new home. They will represent you in negotiations with the developer and troubleshoot problems throughout the process. This service is free to you. The builder pays your realtor’s comission. Remember if you choose not to use a realtor the builder does not discount the sales price. •   If you are buying before a home is built, be prepared for a period of time to pass before you can move into the home. Depending on the real estate market in your area, this can range from two months to nearly one year. •   Hartland Mortgage Centers offers extended locks for customers who are not closing immediately. Contact us for details on our extended locks. Please be advised that Hartland Mortgage Centers, Inc. has an affiliated business relationship with 24/7 Real Estate, Inc. Click here to view the Affiliated Business Arrangement Disclosure Statement.     Loan Amount:   $   ---Select Property State--- Arizona Colorado Florida Georgia Illinois Indiana Michigan Minnesota Nevada Ohio Utah Wisconsin   ---Select Loan Program--- 30 Year Fixed 15 Year Fixed 15 Year Fixed Jumbo 20 Year Fixed 30 Year Fixed Jumbo 40 Year Fixed 3/1 Libor ARM 3/1 Libor ARM Jumbo 5/1 Libor ARM 5/1 Libor ARM Jumbo 7/1 Libor ARM